National Commercial Property Loans
"Specializes
in “SBA Loans”
Why a SBA 504 Loan is a Good Financial Choice
For Business Owners:
• Purchase of New Real Estate or Equipment and/or
New Construction:
1.) True Ninety percent (90%) of [cost financing],
including closing costs and soft costs, for commercial
real estate purchases; construction and equipment.
Utilizing our 504 loan program allows business owners
to preserve capital for other uses and gain the highest
cash-on-cash return for their capital. Most Commercial
Loans require at least twenty percent (20%) down payment
our 504 loan program only requires as little as ten
percent (10%) down.
2.) Businesses can save on interest expenses by not
accepting market interest rates when below market;
fixed interest rates are available with our 504 loan
program.
3.) Longer loan amortizations, up to thirty (30) years,
allow for smaller monthly payments, and improved business
cash flow. Furthermore, since prepayments are always
allowed (generally up to 20% of the principal balance
during the first ten years), business owners can have
the best of both worlds, smaller monthly payments
for when times are tight, but able to prepay when
excess cash is on hand.
4.) When putting down only ten percent (10%) equity,
getting below market interest rates and having the
benefits of longer loan amortizations versus traditional
lending, business owners' cash flow is less impacted
and they can still realize all the advantages of purchasing
or constructing commercial real estate.
5.) Owning commercial real estate, your own building,
instead of leasing typically has an immediate reduction
of up to forty percent (40%) on real estate expenses,
plus the added benefit of converting the third largest
expense facing businesses into a fixed cost that does
not increase by an average of three and a half percent
(3.5%) each year like with renting.
6.) Create a retirement fund with the equity in your
building by owning versus leasing.
7.) No balloon payments, calls or negative loan covenants
enable borrowers to have more control, more peace
of mind.
8.) Closing in as little as 45 days.
9.) Dealing with a specialist in 504 loan financing makes the experience of buying commercial property
simple and hassle-free.
10.) Future sales of properties financed by our 504
loans are benefited by having assumable mortgages
at today's historically low interest rates.
11.) Our 504 loans can be made without disrupting
your existing banking relationship because we do not
require other banking products or services in conjunction
with our 504 loans. .
12.) Our program provides small and mid-sized businesses
financing advantages previously only known to much
larger businesses.
CONTACT OUR “SBA LOAN SPECIALIST” TO DISCUSS
YOUR SPECIAL NEEDS
Please Call
to Discuss Details
877.837.6489
