Fannie Mae Loans:
• Non Recourse available (no personal liability)
• Supplemental Equity Loans available after 12 month
o Equity cash out refinance with 2nd lien 1st lien unchanged
• Up to 80% LTV
o Purchase
o Refinance
o Minimum loan amount $750,000
National Commercial Property Loans provides several direct, highly competitive commercial real estate loan products for qualified properties with commercial mortgages up to $50 million plus.
FHA (HUD) Programs: ($4 MM minimum loan amount)
• Purchase and new construction up to 85% LTV ;
• New Construction 85% LTCost;
• Rehabilitation 85% LTV;
• Refinance 85% LTV
• 35-40 year fixed rate
• Non Recourse - No personal liability
Conventional Commercial Loans:
A. $500,000 to $150,000,000
B. Non-Recourse loans available
o No personal liability or personal tax returns required
C. Purchase
o Up to 80% LTV
• Up to 30 year fixed rate
D. Refinance
o New Rate and Term
o Cash Out
o Rehab
• Up to 80% ARV (after repair value)
o Buy out existing partners
o Up to 30 years fixed rates
E. Apartment Construction Loans
o New construction
o Up to 80% LTCost
o 12-24 Months Interest only
o Rehab
o One (1) time close loans available
• Construction to Permanent
F. Bridge loans
o Gap funding between purchase or construction and stabilization
o Purchase existing discounted properties and close in 30 days or less
o Up to 65% LTV
G. Hard Money Loans
o Purchase Existing Properties
o Up to 65% LTV
o Purchase and rehab
o Up to 65% ARV (after repair value)
o Non Performing Properties
o Up to 3 years
o Closings in as little as 2 weeks
