1. SBA
a. Owner Occupied Only
b. Up to 90% LTV
c. 7a and 504 Programs
2. USDA
a. Rural Properties
b. Owner Occupied or Non Owner Occupied
c. Up to 90% LTV
3. Conventional
a. Full Document Loans
b. Non-Recourse Available
c. Up to 80% LTV
4. Fannie Mae
a. Up to 80% LTV
b. Multifamily / Apartments
c. Assisted Living / Sr Living
5. Freddie Mac
a. Multifamily /Apartments
b. Up to 80% LTV
6. FHA (HUD)
a. Up to 85% LTV
b. Up to 40 year Fixed rates
c. Multi Family, Assisted and Sr Living, Hospitals
7. New Construction
a. Up to 80% LTCost
b. Apartments, Assisted and Senior Living, Gas Stations / C Stores, Hotels/Motels, Self Storage, Most types of Commercial Properties
8. Hard Money
a. Distressed properties
b. Fast Closings
c. Raw Land, buildings
9. Bridge Loans
a. Up to 80% LTV or LTCost
b. Generally 1-3 years
c. Rehab Loans, Lower cost that Hard Money
10. Portfolio Loans
a. Multiple properties of the same type
b. $5,000,000 + Loan Amounts
c. Apartments, Gas Stations, Hotel/Motels, Self-Storage, Assisted / Sr Living Facilities
