Financing loan programs

1. SBA

a. Owner Occupied Only

b. Up to 90% LTV

c. 7a and 504 Programs

2. USDA

a. Rural Properties

b. Owner Occupied or Non Owner Occupied

c. Up to 90% LTV

3. CONVENTIONAL

a. Full Document Loans

b. Non-Recourse Available

c. Up to 80% LTV

4. FANNIE MAE

a. Up to 80% LTV

b. Multifamily / Apartments

c. Assisted Living / Sr Living

5. FREDDIE MAC

a. Multifamily /Apartments

b. Up to 80% LTV

6. FHA (HUD)

a. Up to 85% LTV

b. Up to 40 year Fixed rates

c. Multi Family, Assisted and Sr Living, Hospitals

7. NEW CONSTRUCTION

a. Up to 80% LTCost

b. Apartments, Assisted and Senior Living, Gas Stations / C Stores, Hotels/Motels, Self Storage, Most types of Commercial Properties

8. HARD MONEY

a. Distressed properties

b. Fast Closings

c. Raw Land, buildings

9. BRIDGE LOANS

a. Up to 80% LTV or LTCost

b. Generally 1-3 years

c. Rehab Loans, Lower cost that Hard Money

10. PORTFOLIO LOANS

a. Multiple properties of the same type

b. $5,000,000 + Loan Amounts

c. Apartments, Gas Stations, Hotel/Motels, Self-Storage, Assisted / Sr Living Facilities